A speed test takes about thirty seconds and tells you whether slow internet is your Wi-Fi, your plan, or something else. Run it close to the router first, then where you actually use the internet, and compare the two.
What is a good Wi-Fi speed? It depends on use. Around 100 Mbps down covers most households, including several video streams at once. What matters more is that the speed holds up in the rooms where you actually use it.
Why is my speed lower than the plan I pay for? Wi-Fi always loses some speed to distance, walls, interference, and other devices sharing the connection. If a wired test is close to the plan speed but Wi-Fi is far below it, the wireless signal is the problem, not the plan.
Does a speed test use a lot of data? A single test uses roughly 50 to 100 MB. On a capped mobile connection, that adds up, so run fewer tests or test over Wi-Fi instead.