Chrome noticed the ground move mid-request: your IP address or network interface changed while a page was loading, so the in-flight connections pointed at a network that no longer exists. Wi-Fi roaming, a VPN connecting or dropping, switching from Ethernet to Wi-Fi, and waking a laptop from sleep are the everyday triggers.
On a stable wired connection with no VPN, a recurring ERR_NETWORK_CHANGED points at failing hardware (adapter, cable, switch port) or a driver problem, since nothing legitimate is changing the network.
Why does ERR_NETWORK_CHANGED appear right after my laptop wakes up? Sleep drops the network entirely and waking rejoins it, which is a network change. Requests the browser tries to resume from before sleep reference the old connection and fail once; a reload on the rejoined network works.
Is ERR_NETWORK_CHANGED a sign someone is tampering with my network? No. It is a routine notification that the local network configuration changed mid-request. VPNs, roaming, and sleep cause it constantly on healthy machines.